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Mental Health and Money Toolkit

The Mental Health and Money Toolkit is a resource to help you understand, manage and improve your mental and financial health.

You can use it to help guide conversations with your relevant healthcare worker about your mental health and money. You can also take it with you to any money or debt advice appointments you might attend.

*If you're a healthcare professional wanting to use the Toolkit with your patients, click here for further information.

Download Toolkit

How to use the Mental Health & Money Toolkit

Why use the Mental health and Money Toolkit?

The Toolkit will help guide mental health and money conversations with your healthcare worker or debt adviser. It was co-produced with people with lived experience of mental health and money difficulties and healthcare professionals who support people to manage their mental health and money.

The Toolkit can help you:

  • Understand the relationship between money and mental health.
  • Learn self-help techniques for managing your anxiety and mental health around your money worries.
  • Take control of your finances.

What's in the Toolkit

The Toolkit is split into different sections, allowing you to choose which ones are relevant to you. We recommend everyone completes Section 1 first. You don’t have to go through the resource in one go; you can come back to it at any time.

  1. Mental health and money: Where to start
  2. Getting ready to take action
  3. Understanding your finances
  4. Navigating the benefit system
  5. Support
  6. Signposting and appointment planner

Download your free

Mental Health and Money Toolkit

Download the Mental Health and Money Toolkit to help you understand, manage and improve both your mental and financial health.

This interactive digital PDF allows you to work through the document on any device and save what you have entered each time. Next time, open your saved PDF and continue your journey.

Download Toolkit

Download the Toolkit activity sheets

These activity sheets feature in the full Toolkit, but you may wish to print them off individually to work through. They cover confidence building, self-care, problem-solving, bill prioritisation and income and outgoings.

Real life stories

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How MHMA helped improve my finances and mental health

How MHMA helped improve my finances and mental health

My wife died, I lost my job and then the DWP said I owed them £ £2,241.40 from an overpayment of ESA. Find out how the Mental Health and Money Advice helped me.

Find out more
How a cut in benefits caused my mental health to deteriorate

How a cut in benefits caused my mental health to deteriorate

My mental health suffered when I lost my income support, I felt isolated and worried how I would be able to give my son the life he deserves. Find out how the Mental Health and Money Advice helped me.

Find out more
I was in £30k of debt before being diagnosed with a personality disorder

I was in £30k of debt before being diagnosed with a personality disorder

I ran up £30,000 in debt before I was diagnosed with a personality disorder. I used a commercial debt company that were useless but I’ve turned the corner now.

Find out more
View all stories

Mental health and money advice

In addition to the Toolkit, we have several in-depth articles which can help you better manage your mental health and money situation.

Relationship between mental health and money worries

Understand the links between mental health and money, how it affects you, what the impact might be and how to manage the situation.

Welfare benefits advice

Applying for benefits with a mental health condition can be daunting. Our easy to understand guides explain everything from a mental health point of view.

Managing money advice

Managing your money can be difficult, and your mental health can suffer if you're are dealing with money worries.

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