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Last updated:
19/10/2018

I can’t afford my debts, what can I do?

  1. Overview
  2. What happens to my money, home and pets when I go into hospital?
  3. Should I tell anyone that I have gone into hospital?
  4. I was working when I went into hospital. What happens to my pay?
  5. I was claiming benefits when I went into hospital. What will happen to them?
  6. I claim Universal Credit (UC). How will this be affected?
  7. How can I pay my bills if I’m in hospital?
  8. I can’t afford my debts, what can I do?
  9. What if I cannot look after my money?
  10. Next steps

Dealing with debt can be stressful and if you don’t feel well enough to manage this, you can give permission to your carer to deal with your debts for you. To do this, write a letter to your lender or other creditor to confirm that you give your authority for someone else to deal with your affairs.

Dealing with debt can be stressful and if you don’t feel well enough to manage this, you can give permission to your carer to deal with your debts for you.

You can get free advice on debts from:

National Debtline

This organisation provides free, independent and confidential advice about debt. You can contact them over the telephone, by email or letter:

Telephone: 0808 808 4000 (Monday to Friday 9am to 8pm and Saturday 9.30am to 1pm)

Email via website: www.nationaldebtline.org/EW/Pages/Email-us-for-Advice.aspx

Website: www.nationaldebtline.org

StepChange

StepChange provides free, confidential advice and support to anyone worried about debt. You can contact them over the telephone or online:

Telephone: 0800 138 1111 (Monday to Friday 8am – 8pm and Saturday 8am – 4pm)

Email via website: www.stepchange.org/Contactus/Sendusanemail.aspx

Website: www.stepchange.org

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Within this subject

  1. Overview
  2. What happens to my money, home and pets when I go into hospital?
  3. Should I tell anyone that I have gone into hospital?
  4. I was working when I went into hospital. What happens to my pay?
  5. I was claiming benefits when I went into hospital. What will happen to them?
  6. I claim Universal Credit (UC). How will this be affected?
  7. How can I pay my bills if I’m in hospital?
  8. I can’t afford my debts, what can I do?
  9. What if I cannot look after my money?
  10. Next steps
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