What is Universal Credit?

Universal Credit (UC) is a benefit that assists with living costs and is paid monthly or twice a month to claimants in Scotland. You can get UC if either of the following applies to your living situation:

• you have little or no income and low levels of savings and capital,
• You are on a low income, out of work or cannot work.

UC has replaced the following benefits for most claimants:

• Housing Benefit
• Income Support
• Income-based Job Seekers Allowance
• Income-related Employment & Support Allowance
• Child Tax Credit
• Working Tax Credit
• Budgeting Loans

UC is made up of ‘Elements’. There are various Elements of UC you can get depending on your circumstances. This includes a Carer’s Element. You qualify if you spend at least 35 hours a week caring for someone who gets:

• Attendance Allowance,
• Personal Independence Payment (standard or enhanced daily living component), or
• Disability Living Allowance (middle or high rate care component).