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28/03/2023

Next steps

  1. Priority and non-priority debts
  2. Bank accounts and debt
  3. Drawing up a budget sheet
  4. Negotiating reduced payments to your debts
  5. Free Debt Management Plans
  6. Administration Order
  7. Debt Relief Order
  8. Individual Voluntary Arrangement
  9. Bankruptcy
  10. Write Offs
  11. Will I be 'blacklisted'?
  12. What can creditors do if I don't pay?
  13. Should I tell creditors about my mental health?
  14. Getting help from a specialist adviser
  15. What can I do if I have borrowed money from a loan shark?
  16. Next steps

  1. Useful contacts

Useful contacts

StepChange

StepChange provide free, confidential advice and support to anyone worried about debt. You can contact them over the telephone or online.

Telephone - 0800 138 1111

(Monday – Friday (8 a.m. – 8 p.m.) and Saturday (9 a.m. – 2 p.m.))
www.stepchange.org/debt-info.aspx

PayPlan

One of the UK's largest providers of free debt advice and solutions.

Telephone - 0808 278 3229

(Monday - Friday 8 am - 8 pm, Saturday 9 am - 3 pm)
www.payplan.com

Citizens Advice

Address - 46 Donegall Pass, Belfast, BT7 1BS

Telephone - 028 9023 1120

www.citizensadvice.co.uk

Advice Northern Ireland (NI)

Advice NI exists to provide leadership and services to our 62 member organisations and to ensure accessible advice services across Northern Ireland.

Address - 1 Rushfield Avenue, Belfast, BT7 3FP

Telephone - 0800 915 4604 / Text: ACTION to 81025

Free phone for 0800 number
(Monday - Friday 9 am - 5 pm )
www.adviceni.net
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What can I do if I have borrowed money from a loan shark?

Within this subject

  1. Priority and non-priority debts
  2. Bank accounts and debt
  3. Drawing up a budget sheet
  4. Negotiating reduced payments to your debts
  5. Free Debt Management Plans
  6. Administration Order
  7. Debt Relief Order
  8. Individual Voluntary Arrangement
  9. Bankruptcy
  10. Write Offs
  11. Will I be 'blacklisted'?
  12. What can creditors do if I don't pay?
  13. Should I tell creditors about my mental health?
  14. Getting help from a specialist adviser
  15. What can I do if I have borrowed money from a loan shark?
  16. Next steps
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Last updated: 28/03/2023

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