Administration Order

An administration order (AO) allows you to make one affordable payment to the county court each month. This money is then passed to the creditors. While you are making payments each month under the AO the creditors must accept the payment they are getting through the court. This means telephone calls and letters asking you for payment should stop.

To get an AO you have to have:

1. At least one unpaid County Court Judgement (CCJ),
2. At least two different debts, and
3. No more than £5,000 worth of debt. Administration Orders are not commonly used in Northern Ireland.
4. If it looks as though it will take more than three years to clear the debts under the AO, the court can make a composition order. This would limit how long you have to pay the debts back for, usually to three years.

Administration Orders are not commonly used in Northern Ireland.