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28/03/2023

Next steps

  1. What is breathing space?
  2. What is a mental health breathing space?
  3. Priority and non-priority debts
  4. Bank accounts and debt
  5. Drawing up a budget sheet
  6. Negotiating reduced payments to your debts
  7. Free Debt Management Plans
  8. Administration Order
  9. Debt Relief Order
  10. Individual Voluntary Arrangement
  11. Bankruptcy
  12. Write Offs
  13. Will I be 'blacklisted'?
  14. What can creditors do if I don't pay?
  15. Should I tell creditors about my mental health?
  16. Getting help from a specialist adviser
  17. What can I do if I have borrowed money from a loan shark?
  18. Next steps

  1. Useful contacts

Useful contacts

MoneyHelper

You can use the MoneyHelper website to find a debt adviser near you and gain advice on other debt matters. Webchat is available at the website, Monday to Friday, 8am to 6pm Saturday, 8am to 3pm. WhatsApp us with questions about debt, borrowing and pensions on 07701342744.

Address - 120 Holborn, London EC1N 2TD

Telephone - 0800 138 7777

(Monday to Friday (8 a.m. to 6 p.m.) The line is closed on Saturdays, Sundays, and bank holidays)
www.moneyhelper.org.uk/en

Turn2us

National charity that helps people in financial hardship gain access to welfare benefits, charitable grants and support services.

Address - 200 Shepherds Bush Road, London W6 7NL

Telephone - 0808 802 2000

Free Helpline: for those who find it challenging to go online
(09:00 – 17:30 Monday - Friday)
www.turn2us.org.uk
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What can I do if I have borrowed money from a loan shark?
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What can I do if I have borrowed money from a loan shark?

Within this subject

  1. What is breathing space?
  2. What is a mental health breathing space?
  3. Priority and non-priority debts
  4. Bank accounts and debt
  5. Drawing up a budget sheet
  6. Negotiating reduced payments to your debts
  7. Free Debt Management Plans
  8. Administration Order
  9. Debt Relief Order
  10. Individual Voluntary Arrangement
  11. Bankruptcy
  12. Write Offs
  13. Will I be 'blacklisted'?
  14. What can creditors do if I don't pay?
  15. Should I tell creditors about my mental health?
  16. Getting help from a specialist adviser
  17. What can I do if I have borrowed money from a loan shark?
  18. Next steps
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Last updated: 28/03/2023

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