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Last updated:
09/11/2017

How do I manage my money if I have to go into hospital?

What if I cannot look after my money?

  1. Overview
  2. What happens to my money, home and pets when I go into hospital?
  3. Should I tell anyone that I have gone into hospital?
  4. I was working when I went into hospital. What happens to my pay?
  5. I was claiming benefits when I went into hospital. What will happen to them?
  6. I claim Universal Credit (UC). How will this be affected?
  7. How can I pay my bills if I’m in hospital?
  8. I can’t afford my debts, what can I do?
  9. What if I cannot look after my money?
  10. Next steps

Sometimes if you go into hospital, your mental capacity may be assessed – this is your ability to make decisions for yourself. If doctors think you lack mental capacity, you will not be able to make decisions about your finances.

If doctors think you lack mental capacity, you will not be able to make decisions about your finances

If you lose mental capacity for financial decisions, you will not be able to agree repayments, make benefit applications or withdraw money from your bank account – this is all done to protect your finances.

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Within this subject

  1. Overview
  2. What happens to my money, home and pets when I go into hospital?
  3. Should I tell anyone that I have gone into hospital?
  4. I was working when I went into hospital. What happens to my pay?
  5. I was claiming benefits when I went into hospital. What will happen to them?
  6. I claim Universal Credit (UC). How will this be affected?
  7. How can I pay my bills if I’m in hospital?
  8. I can’t afford my debts, what can I do?
  9. What if I cannot look after my money?
  10. Next steps
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