What if I cannot look after my money?
Sometimes if you go into hospital, your mental capacity may be assessed – this is your ability to make decisions for yourself. If doctors think you lack mental capacity, you will not be able to make decisions about your finances.
If doctors think you lack mental capacity, you will not be able to make decisions about your finances.
If you lose mental capacity for financial decisions, you will not be able to agree repayments, make benefit applications or withdraw money from your bank account – this is all done to protect your finances.
A relative or carer may be able to apply to access your funds to pay bills or buy essential items for you through the Access to Funds Scheme under the Adults with Incapacity (Scotland) Act 2000 through the Office of the Public Guardian (Scotland).
- What happens to my money, home and pets when I go into hospital?
- Should I tell anyone that I have gone into hospital?
- I was working when I went into hospital. What happens to my pay?
- I was claiming benefits when I went into hospital. What will happen to them?
- I claim Universal Credit (UC). How will this be affected?
- How can I pay my bills if I’m in hospital?
- I can’t afford my debts, what can I do?
- What if I cannot look after my money?
- Next steps