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Key points of this subject

  1. UC is a benefit for people aged between 18 and 65 years old. Some people aged 16-17 will also be able to claim.
  2. UC is replacing six benefits including income-related Employment and Support Allowance, income-based Jobseeker’s Allowance, Income Support, Tax Credits and Housing Benefit.
  3. You can claim UC if you are in or out of work.
  4. Earnings and savings will lower the amount of UC you can get.
  5. You will get one monthly payment instead of a number of different payments.
  6. Most people who claim UC must agree to do certain things, which is called a ‘claimant commitment’.
  7. If you do not follow the rules in your claimant commitment, you could lose some of your benefit.

Within this subject

  1. Overview
  2. What is Universal Credit?
  3. How much can I get?
  4. What if I am working or studying?
  5. What if I care for someone or have children?
  6. What about my housing costs?
  7. How will income, savings and property affect my Universal Credit?
  8. Will the Benefit Cap affect me?
  9. How will I get my Universal Credit payments?
  10. What is the claimant commitment?
  11. Can I appeal if I disagree with a decision?
  12. When will I have to claim?
  13. Next steps
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