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Last updated:
18/10/2018

I can’t afford my debts, what can I do?

  1. Overview
  2. How can going into hospital affect my finances?
  3. Should I tell anyone that I have gone into hospital?
  4. Will my employer pay me while I’m in hospital?
  5. I was claiming benefits when I went into hospital. What will happen to them?
  6. What about my property rates?
  7. What happens after 28 days of being in hospital?
  8. What will happen after 52 weeks of being in hospital?
  9. I was claiming Universal Credit, what happens to that?
  10. How can I pay my bills if I am in hospital?
  11. I can’t afford my debts, what can I do?
  12. What if I cannot look after my money?
  13. Next steps

If you don’t feel well enough to manage this, you could give permission to your carer to deal with the debts for you. This would involve writing a letter to the lender to confirm that you give your authority for someone else to deal with your affairs. There can be other options available for someone else to deal with your financial affairs.

You can find more about taking care of your debts from the section - Options for dealing with debt.

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Within this subject

  1. Overview
  2. How can going into hospital affect my finances?
  3. Should I tell anyone that I have gone into hospital?
  4. Will my employer pay me while I’m in hospital?
  5. I was claiming benefits when I went into hospital. What will happen to them?
  6. What about my property rates?
  7. What happens after 28 days of being in hospital?
  8. What will happen after 52 weeks of being in hospital?
  9. I was claiming Universal Credit, what happens to that?
  10. How can I pay my bills if I am in hospital?
  11. I can’t afford my debts, what can I do?
  12. What if I cannot look after my money?
  13. Next steps
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