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Last updated:
16/11/2017

How can going into hospital affect my finances?

  1. Overview
  2. How can going into hospital affect my finances?
  3. Should I tell anyone that I have gone into hospital?
  4. Will my employer pay me while I’m in hospital?
  5. I was claiming benefits when I went into hospital. What will happen to them?
  6. What about my property rates?
  7. What happens after 28 days of being in hospital?
  8. What will happen after 52 weeks of being in hospital?
  9. I was claiming Universal Credit, what happens to that?
  10. How can I pay my bills if I am in hospital?
  11. I can’t afford my debts, what can I do?
  12. What if I cannot look after my money?
  13. Next steps

Going into hospital can affect your finances in a number of ways. You may find:

  • your income may drop,
  • you may not be able to afford all of your bills and you may fall into arrears,
  • your benefit entitlement could change, or 
  • your doctor might think that you cannot make money decisions for yourself.

This is called not having ‘mental capacity’. If you can’t make decisions, someone else might have to do this for you. Your relative could apply to get an Enduring Power of Attorney, so that they can represent you if you lose mental capacity. You can find detailed information about the EPA in Options for dealing with someone else’s debt.

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Within this subject

  1. Overview
  2. How can going into hospital affect my finances?
  3. Should I tell anyone that I have gone into hospital?
  4. Will my employer pay me while I’m in hospital?
  5. I was claiming benefits when I went into hospital. What will happen to them?
  6. What about my property rates?
  7. What happens after 28 days of being in hospital?
  8. What will happen after 52 weeks of being in hospital?
  9. I was claiming Universal Credit, what happens to that?
  10. How can I pay my bills if I am in hospital?
  11. I can’t afford my debts, what can I do?
  12. What if I cannot look after my money?
  13. Next steps
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