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20/11/2017

What are my options for dealing with debt?

Next steps

  1. Overview
  2. Priority and non-priority debts
  3. Bank accounts and debt
  4. Drawing up a budget sheet
  5. Negotiating reduced payments to your debts
  6. Free Debt Management Plans
  7. Administration Order
  8. Debt Relief Order
  9. Individual Voluntary Arrangement
  10. Bankruptcy
  11. Write Offs
  12. Will I be 'blacklisted'?
  13. What can creditors do if I don't pay?
  14. Should I tell creditors about my mental health?
  15. Getting help from a specialist adviser
  16. Next steps

  1. Useful contacts
  2. Still looking for help?

Useful contacts

StepChange

StepChange provide free, confidential advice and support to anyone worried about debt. You can contact them over the telephone or online.

Telephone - 0800 138 1111

(Monday - Friday 8am - 8pm and Saturday 8am - 4pm)

PayPlan

One of the UK's largest providers of free debt advice and solutions.

Telephone - 0808 278 3229

(Monday - Friday 8 am - 8 pm, Saturday 9 am - 3 pm)

Citizens Advice

Address - 46 Donegall Pass, Belfast, BT7 1BS

Telephone - 028 9023 1120

Advice Northern Ireland (NI)

Advice NI exists to provide leadership and services to our 62 member organisations and to ensure accessible advice services across Northern Ireland.

Address - 1 Rushfield Avenue, Belfast, BT7 3FP

Telephone - 0808 802 0020/ 0289 064 5919

Free phone for 0800 number
(Monday - Friday 9 am - 5 pm )

Within this subject

  1. Overview
  2. Priority and non-priority debts
  3. Bank accounts and debt
  4. Drawing up a budget sheet
  5. Negotiating reduced payments to your debts
  6. Free Debt Management Plans
  7. Administration Order
  8. Debt Relief Order
  9. Individual Voluntary Arrangement
  10. Bankruptcy
  11. Write Offs
  12. Will I be 'blacklisted'?
  13. What can creditors do if I don't pay?
  14. Should I tell creditors about my mental health?
  15. Getting help from a specialist adviser
  16. Next steps
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