This organisation provides free, independent and confidential advice about debt. You can contact them over the telephone, by e-mail or letter.
Address - National Debtline Tricorn House, 51-53 Hagley Road, Edgbaston, Birmingham B16 8TP
Telephone - 0808 808 4000Freephone
(Monday - Friday 9am to 8pm and Saturday 9.30am to 1pm)
Find out about your credit report with call credit.
Address - One Park Lane, Leeds, West Yorkshire, LS3 1EP.
Telephone - 0330 024 7574
Universal Credit Helpline
Universal Credit is a payment to help with your living costs. It’s paid monthly - or twice a month for some people in Scotland. You may be able to get it if you’re on a low income or out of work. Whether you can claim Universal Credit depends on where you live and your circumstances.
Telephone - 0345 600 0723 Textphone: 0345 600 0743(Monday – Friday 8am – 6pm)
Money Advice Service
You can use the Money Advice Service website to find a debt adviser near you and gain advice on other debt matters.
Address - 120 Holborn, London EC1N 2TD
Telephone - 0800 138 7777(Monday to Friday 9am to 8pm and Saturday 9.30am to 1pm)
StepChange provide free, confidential advice and support to anyone worried about debt. You can contact them over the telephone or online.
Telephone - 0800 138 1111(Monday - Friday 8am - 8pm and Saturday 8am - 4pm)
- Priority and non-priority debts
- Bank accounts and debt
- Drawing up a budget sheet
- Negotiating reduced payments
- Free Debt Management Plans
- Administration Order
- Debt Relief Order
- Individual Voluntary Arrangement
- Will I be 'blacklisted'?
- Write Offs
- What can creditors do if I don't pay?
- Should I tell creditors about my mental health?
- Getting help from a specialist adviser
- Next steps